Crypto and Investments Through Your Limited Company
These days it’s common for clients to put their surplus business funds to work. There are numerous trading pla...
Specialist contractor accountants for UK freelancers and limited companies
Your accounts, sorted.
Your life, lived.
Fixed-fee accounting, expert tax support, and software built around contractors. Stay on top of payroll, tax, accounts, and compliance — with less stress and more time to live.
Prefer to talk? Call us on 020 7731 1117
★★★★★
20+ years
•
Supporting 2,500+ UK contractors since 2005
What our clients say
Real words from real clients.
★★★★★
“There aren't many service providers that deserve 5 stars but No Worries is for sure one of these.”
— Silvia
Aww Silvia, you have made us blush! 😊
★★★★★
“They've taken away all the difficulties…”
— Andrew
Thanks Andrew, we work hard so that you don't have to! 😊
★★★★★
“A breath of fresh air compared to other accountancy services I've experienced in the past.”
— Pedro
Thanks Pedro, making accountancy feel less painful is exactly our thing! 🙌
Why Contractors Choose No Worries
Straightforward support, specialist advice, and a calmer way to stay on top of your business finances.
Specialist Contractor Accountants
We only work with contractors, freelancers, and limited companies — so your accountant already knows your world.
Fixed Monthly Fees
One predictable price every month. No hourly bills, no hidden extras — budget with confidence.
Your Own Dedicated Accountant
A real person who knows your business and is available when you need them — no call-centre queues.
Joy Pilot Software Included
Our cloud accounting software is free with every package — invoices, receipts, and tax in one place.
Practical, Ongoing Support
Straightforward answers to day-to-day questions on tax, expenses, and deadlines — whenever they come up.
Helping Contractors Since 2005
20+ years navigating IR35, VAT, umbrella rules, and HMRC changes — so you don't have to.
Only from No Worries
Cloud accounting software
Our own software, built just for you.
Meet Joy Pilot — cloud accounting software we developed in-house around the real needs of our contractor, freelancer and small business clients. Records, expenses, invoicing and admin, all joined up with your dedicated accountant.
Included free with every package
No add-on fees, no Xero or FreeAgent subscriptions to pay for separately — Joy Pilot comes with every No Worries accounting package.
-
Easy expense & record management
-
Built with contractors in mind
-
Works hand in hand with your accountant
-
AI invoicing & receipt scanning
Included
Free
joypilot.co/dashboard
Dashboard
Unpaid
invoices
£6,400
Personal
tax
£3,150
VAT
£4,920
Profit & Loss
YTD
Income
£108.5k
Expenses
−£36.2k
Net profit
£72.3k
Joy Pilot dashboard preview
AI
Snap a receipt — done
Simple Pricing. Clear Support.
Choose a package that fits the way you work, with expert support and no unnecessary complexity. Have a scroll through to find your fit.
Not sure which one suits you? Find your fitSole Trader
Sole Trader
MTD-ready, software included, from
£29
Every Month +VAT
● Best if you work for yourself
- Joy Pilot software included free
- MTD ITSA filings handled
- CIS subcontractor automation
- Self Assessment prepared & filed
- Named accountant on the phone
Most Popular
Limited Co
Limited Co
Two packages but same great service, priced from
£95
Every Month +VAT
● Most contractors start here
- Technology driven accounting
- Your own dedicated accountant
- Specialist contractor accountants
- Huge knowledge base of tax advice
- Industry leaders since 2005
Landlord
Landlord
BTL accounting, MTD-ready, from
£19
Every Month +VAT
● For UK buy-to-let landlords
- Joy Pilot software included free
- Mortgage interest deductibility built in
- Joint-owner pricing for couples
- One combined quarterly update
- MTD ITSA filings handled
Personal Tax
Personal Tax
Escape the endless form filling, priced from
£145
Per Return +VAT
● For employed with extra income
- Fast sign up process
- Submit personal tax return info online
- Covers a broad range of income types
- Your own dedicated accountant
- Unlimited advice
Umbrella
No Worries Umbrella
Fastest and easiest route to contracting.
£22.50
Wkly payslip
● New to contracting? Start simple
- Get set up in under 10mins
- Innovative online portal
- FCSA & SafeRec accredited
- Payroll payments made everyday
- Instant txt notification each time you are paid
HMRC Disclosure
Disclosure Service
Worldwide Disclosure Facility
Bespoke
Priced to your disclosure
● For undeclared overseas income
- End-to-end management
- Lower penalties for acting first
- Specialists in NZ & AU expat cases
- Foreign Tax Credit Relief applied
- Confidential, no-obligation chat
DPNI Payroll Service
DPNI Payroll
UK PAYE for overseas employees
£50
/ month + VAT
Plus £165 + VAT one-off set-up
● UK-based, overseas employer
- Direct Payment PAYE scheme set-up
- Monthly UK Income Tax & NI calculation
- RTI submissions filed for you
- Clear monthly payment instructions
- Year-end P60-style summary
Every package is fixed-fee with no hidden charges — just pay for what you need.
Still weighing it up? Find your fit • Got questions? Get a personalised quote
★★★★★
"They were invaluable to me."
— Patrick
As you were to us. All the best Patrick! 👋
Contractor Accounting, Done Properly
We're not a generic accountancy firm trying to be all things to everyone. We focus on supporting contractors and freelancers with advice, systems, and service designed around how you actually work.
Is this you?
You work for yourself, send invoices, and sort your own tax — as a sole trader, freelancer, or limited company contractor. That's contractor accounting: payroll, VAT, accounts, tax and advice, built around how you work.
Built for Contractors
From day-to-day bookkeeping to year-end accounts and tax planning, our service is designed around the needs of freelancers and limited company contractors.
Your Own Dedicated Accountant
You'll have a real person who knows your business, understands your setup, and is there when you need advice.
Fixed Fees, No Hidden Surprises
Clear monthly pricing means you know what to expect, with support that feels helpful rather than transactional.
Software That Works with Your Accountant
Joy Pilot was built around the needs of No Worries clients, giving you a smoother, more joined-up way to manage your accounting.
Switching Accountants? We'll Make It Easy.
If your current accountant isn't giving you the support you need, switching doesn't have to be a headache. We'll guide you through the process, help with the handover, and make getting started feel simple.
How Switching Works★★★★★
"...easy user friendly online portal and friendly and accessible staff."
— Rickin
Thanks Rickin, we are constantly looking for ways to make life easier! 🌟
Useful Calculators for Contractors and Freelancers
Quick tools to help you estimate take-home pay, tax, dividends, and key numbers that matter to your business.
Helpful Advice for Contractors
Explore practical guides, tax updates, and contractor-friendly advice from the No Worries team.
UK Capital Gains Tax: When Going Home to Sell Actually Works
Over the past few weeks I have been helping a client work through the UK temporary non-residency rules. The pe...
FIG Regime: Should Kiwis and Aussies Actually Use It?
IntroductionI have spent a lot of time recently talking with clients about the new Foreign Income and Gains re...
Less Time on Accounts.
More Time to Live.
Whether you're just getting started, ready to switch accountants, or looking for better support for your limited company, we're here to help make accounting feel lighter, clearer, and more manageable.
Prefer to talk? Call us on 020 7731 1117