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Contractor

Umbrella.

Maximum flexibility with minimum fuss. Contracting at its easiest, all wrapped up in an award-winning service.

Our Contractor Umbrella service has been built around what you need, so you get paid as fast as possible. Join in less than 10 minutes, and once we have your agency details confirmed you can start creating timesheets right away.

No Worries Umbrella is UK registered, FCSA & SafeRec accredited, and all workers are paid using our UK-based payroll — giving an extra level of comfort and security to both our umbrella workers and the agencies we work with.

  • FCSA & SafeRec accredited
  • Fast payroll
  • Set up in minutes
  • No long contracts

Why Contractors Choose No Worries Umbrella

Everything you need for hassle-free contracting, backed by nearly 20 years of experience.

Award winning

Voted best specialist PAYE Umbrella company service by Acquisition International.

Friendly

Real UK-based humans who pick up the phone — perfect if you're new to contracting and want someone to talk things through.

Online portal

Secure portal open 24/7 for timesheets, payslips, and expense claims — ideal for agency workers juggling multiple assignments.

Instant txt

We text you the moment your money leaves us — no refreshing your banking app wondering where your pay is.

Real expertise

PAYE, compliance, and IR35 handled by skilled payroll, tax, and accounting experts since 2005.

Hide nothing

Fixed fees include insurance, expense processing, and credit control — ideal for short-term contracts with no set-up or exit fees.

Same day payments

Daily payroll with weekly payslips — the day your agency pays us is the day you get paid, via Faster Payments as standard.

Covered

£10m Employers Liability, £5m Public Liability, £5m Professional Indemnity — all included with zero IR35 worries.

Umbrella pricing

Umbrella Company Margin

Two simple options designed to fit your contracting life. The processing cost is deducted from your timesheet income.

£80 / month

Monthly Paid Employees

Processing cost deducted from your timesheet income each month.

  • Same day payments
  • No hidden fees
  • Free to join and leave
  • Insurance included
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£22.50 / week

Weekly Paid Employees

Processing cost deducted from your timesheet income each week.

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What our clients say

Real words from real clients.

★★★★★
“This is definitely the best umbrella I've ever worked with. Communication is super efficient and requests are resolved quickly!”

— Roberta

Thanks, Roberta! 😊 Your happiness makes us happy! 🌞

★★★★★
“Best umbrella ever … Totes amaze in every way. 10/10 for effectiveness, customer service and responsiveness.”

— Andrew

Thanks, Andrew! 😊 We're thrilled you found us too! 💫

★★★★★
“Best agency I have ever used. No need to be worried as they are very friendly, knowledgeable and responsive…”

— Susan

Thanks Susan, it means a lot to know you felt in safe hands with us. 🫶

How It Works

Join in under 10 minutes and start getting paid.

1

Sign up in minutes

Complete our quick online sign-up and send us your agency details. No paperwork, no waiting around — just a straightforward PAYE onboarding that takes less than 10 minutes.

2

Submit your timesheet

Log in to our 24/7 online portal to upload timesheets and any expense claims. We handle PAYE, tax, and NIC automatically — no IR35 worries because you're employed by us.

3

Get paid the same day

The day your agency pays us is the day you get paid, via Faster Payments. We text you the moment the money is sent — ideal for weekly payslips and short-term contracts.

More than payroll

A package of extras, on the house.

Working through No Worries Umbrella means more than an accurate, on-time payslip. Every worker is automatically enrolled in a bundle of benefits that would cost extra almost anywhere else.

Happy umbrella company contractor smiling

Flexible Pension

Control your contribution percentage with salary sacrifice for tax savings via Smart Pension. Change it whenever you like — even weekly.

Cycle to Work

Save 30–45% on a bike through salary sacrifice via the Green Commute Initiative. E-bikes, road, off-road, folders — if it qualifies, it counts.

FCSA Accredited

Independently audited to the highest standard of compliance — a clear differentiator from non-compliant umbrella companies.

SafeRec Accredited

Every payroll run independently cross-checked by SafeRec — an extra layer of assurance that pay, tax and deductions are calculated correctly.

Trust & compliance

Certified, compliant & accountable.

Independently audited, cross-verified on every payroll, and backed by industry-leading partners — so you can focus on your work, not your paperwork.

Covered by £10m Employers Liability, £5m Public Liability, and £5m Professional Indemnity insurance.

No Worries Umbrella

Say goodbye to stress and hello to simplicity

No Additional Fees
No Hidden Costs
Free to Join and Leave

Enjoy hassle-free contracting with zero surprises. Got questions? Give us a call!

Frequently Asked Questions

Common questions about contractor umbrella companies.

An umbrella company sits between the contractor and the agency/end client and processes the contractor's pay each week. This avoids the hassle of setting up your own limited company. There are no IR35 concerns, and there is minimal paperwork to complete each week.
Limited companies offer flexibility with salary, dividends, and tax-free pension contributions. However they come with more admin. If your work falls inside IR35, an umbrella company is usually the better option. Our sister company No Worries Company Services can help if you decide a limited company is right for you.
Umbrella contractors have two types of NIC deducted. Employers NIC is charged at 13.8% on all weekly earnings above the threshold (uncapped). Employees NIC is charged at 12% on earnings within the primary band, then 2% on earnings above that. These rates are set by HMRC and are the same across all umbrella companies.

Contracting made
simple.

Join in under 10 minutes. No set-up fees, no exit costs, and same day payments as standard.

Prefer to talk? Call us on 020 7731 1117