Article archive — page 2 of 7
Straight-talking guides for UK contractors, freelancers, and small business owners. Tax, IR35, payroll, dividends, expenses — explained without the jargon.
Page 2 of 7 · 158 posts in total
The £150 Christmas Allowance Explained
15 Dec 2025
IntroductionThere is something about December that makes even the most disciplined freelancer start looking at their business credit card a little more hopefully. Mince pies appear...
Will HMRC Tax Your Aussie Inheritance?
08 Dec 2025
IntroductionIf you’re an Australian living in the UK, there’s a moment that seems to trigger Inheritance Tax (IHT) anxiety, and fair enough, IHT is in the media a lot. It’s when a ...
Business Asset Disposal Relief: Window Closing
30 Nov 2025
Update, October 2026: the 14% window covered here has now closed, and BADR has been 18% since 6 April 2026. Budget 2026 also halves the BADR lifetime limit from £1 million to £500,...
Budget 2025: How the Rules Affect Freelancers
26 Nov 2025
Update, October 2026: some of the April 2027 changes in this article have since moved on. Budget 2026 added a further two points to the savings and property income rates (now 24%, ...
How the UK Taxes Australian Shares & Property
24 Nov 2025
1. IntroductionSo, you’ve made the move. You’ve swapped beach weekends for brisk walks through Hyde Park, learnt which Tube line to avoid at rush hour, and you’re finally pronounci...
How to Avoid Tax Residency in Two Countries
17 Nov 2025
IntroductionIf you’re a Kiwi heading to the UK, it’s easy to assume your tax residency switches the moment your plane takes off. One day you’re a New Zealand taxpayer, the next you...
Running a Business in Two Countries: UK & Aus
10 Nov 2025
IntroductionI’ve had quite a few conversations in the past year with Australians living in the UK who are running businesses across both countries. The questions tend to follow a f...
UK Pension Transfer to NZ: QROPS Explained
03 Nov 2025
IntroductionWe regularly get contacted by Kiwis who have been living in the UK for several years and who have built up a decent UK pension pot. As they are getting ready to switch ...
Should You Move Your UK Pension to Australia?
20 Oct 2025
IntroductionWhen I was 25 years old, pension planning did not even register. Why set money aside for others to manage, while I could look after things myself? But the more I learne...
Expat's Guide to ISAs: UK Tax-Free Savings
13 Oct 2025
IntroductionLast week, I had one of those classic cross-hemisphere conversations, a Kiwi living in the UK, plotting his next chapter. He had spent some time already in the UK, buil...
Sold in NZ, Taxed in the UK: What to Expect
06 Oct 2025
IntroductionThe absence of a comprehensive capital gains tax in New Zealand makes it an outlier compared to most OECD countries. So when Kiwis move overseas, facing a capital gains...
Moving to the UK: Avoid Dual Tax Residency
29 Sep 2025
IntroductionWe hear from a lot of Australians who live in the UK and have questions around what tax they must pay in Australia, and what needs to be declared in the UK. The Austral...
NZ Rentals, UK Taxes: Landlord's Guide
21 Sep 2025
IntroductionI speak with numerous UK-based Kiwis every month who have a rental property back in New Zealand, and the conversation often starts with either (a) “I pay tax in New Zea...
Australian Income While Living in the UK
14 Sep 2025
IntroductionOver the past year we have helped numerous Australian expats living in the UK to understand both their UK and Australian tax obligations. So this week, let’s look at so...
How DPNI Works for UK-Bound Expats
07 Sep 2025
When Emma, a Kiwi software developer, moved to London on a Youth Mobility visa, she thought she’d cracked the perfect setup. Keep the dream job back in Auckland, get paid in NZ dol...
Business Bank to Pension Pot: Smart Strategy
01 Sep 2025
Running your own limited company comes with plenty of perks – flexibility, control, and the freedom to decide how you take money out of the business. But when it comes to pensions,...
Leaving the UK? Split-Year Treatment Explained
18 Aug 2025
Last week, I spoke to someone in the UK who owns a property back in New Zealand. On paper, they’ve done very well – the value has risen significantly. But here’s the catch: if they...
FIG Regime: Smart Reporting or Compromise?
11 Aug 2025
For a lot of Kiwis and Australians, moving to the UK means settling into a new life, and – for the first time – living in a country where they also still have financial ties back i...
Inheritance & UK Moves: A Tale of Two Sisters
28 Jul 2025
IntroductionLast week, I had a call with a client who inherited half a house ten years ago, and shortly thereafter moved to the UK. He’s just sold his house and now faces a fairly ...
Contracting Exit Strategies: Destination Matters
21 Jul 2025
IntroductionToday I wanted to look at tax efficient ways to extract funds from your business when it’s time to closedown your limited company. There are various options available, ...
2024/25 UK Tax Return Season Is Open
15 Jun 2025
With the 2024/25 tax year having concluded on 5th April, the season for filing a self assessment tax return is now underway. For many freelancers living in the UK, the task of prep...
UK Contractor's Guide to Getting Paid in Dollars
11 Jun 2025
IntroductionWe get numerous enquiries from UK tax residents who are looking to start work as a freelancer for an overseas firm, often UK-based Kiwis and Aussies working for clients...
SDLT Surprise for Property-Owning Expats
02 Jun 2025
IntroductionIn the past few weeks, we have taken several calls from individuals looking to buy their first residential property in the UK, where they also have a house back in New ...
3-Day-Week Playbook for Aussie Contractors
26 May 2025
IntroductionIf you’ve ever wondered whether a man can be both the face of a whisky campaign and the kind of guy who tracks his dividend income to ensure it stays just below the hig...